IBWC Projected Dividend Yield

IBW Financial Corp ( OTCBB : IBWC )

IBW Financial is a bank holding company. Through its subsidiary, Industrial Bank, National Association (the Bank), Co. provides a range of commercial and consumer lending services, including auto loans, home equity loans, home improvement loans, credit cards and personal loans. Additionally, the Bank provides a range of loans to meet the needs of small businesses in its market area, including accounts receivable lines of credit, Small Business Administration loans and equipment loans. As of Dec 31 2003, Co. had total assets of $302.6 million and total deposits of $241.9 million.

30 YEAR PERFORMANCE RESULTS